Mai Finance is a way for you to keep your crypto and still be able to spend its value. That means you're able to borrow stablecoins without having to sell your crypto assets, and do so at 0% interest. The process is simple: create a vault, deposit your crypto assets, and start borrowing stablecoins against your collateral's value. Mai Finance is a website that connects users to the QiDao Protocol, which is where the values are created and stablecoins are borrowed.