Truefi is the protocol for uncollateralized lending for the first ever on-chain credit scores governed by holders of the TRU token. Unlike most lending providers in the DeFi space, Truefi does not require you to over-collateralize your loan, meaning you don't have to put up more than the loan amount. This acts more traditionally like a credit score where your loan goes through an approval process. Lenders make competitive returns and can exit at any time giving you ultimate control of your assets.